BELIEF CODES AGREEMENT AND TERMS AND CONDITIONS

BETWEEN: (1) ELOWEN LIMITED incorporated and registered in Jersey with registration number 161813 whose registered office is at Louiseville, Gorey Coast Road, Gorey, St Martin, Jersey, JE3 6EU (the Company, we, our or us); and (2) THE PERSON(S) ENROLLING ON BELIEF CODES (you, your).

RECITALS The purpose of this Agreement is to clearly describe the terms under which we will provide coaching services to you under our programme known as “Belief Codes” (the Programme) only. It sets out our respective rights and responsibilities, the nature of the services offered, and the standards of conduct expected regarding the Programme.

TERMS AND CONDITIONS By entering this Agreement, you agree to the following terms and conditions:

1. Interpretation

1.1. When used in this Agreement, the following words have the following meanings: 1.1.1. Business Day(s) means a day other than a Saturday, Sunday or public holiday on which banks are open for business in Jersey. 1.1.2. Calendar Day(s) means all days in the calendar, including weekends and public holidays. A period measured in Calendar Days runs continuously without excluding any days. 1.1.3. Lifetime Access means access for as long as the Programme exists and is supported by the Company. Should the Company cease to operate or discontinue the Programme, access may end and access may be withdrawn without refund in accordance with clause 4 of this Agreement.

2. Commencement of Contract

This Agreement commences on the date you indicate your acceptance of the terms of this Agreement and enrol on and purchase the Programme via the Company’s website (or otherwise indicate your acceptance).

3. Programme Inclusions

3.1. The Programme includes the following: 3.1.1. Lifetime Access to all prerecorded audios and the workbook created for the Programme via your personal login details (provided within 2 Business Days of receipt of your initial payment under this Agreement) (Personal Login).

4. Programme Participation & Payment

4.1. You acknowledge that this is a self study course, that your results are individual and dependent on your own effort, commitment, and circumstances. 4.2. We make no guarantees that you will achieve any specific personal, professional, or financial results, goals, or aspirations or similar from participating in or using the Programme. This includes you achieving a specific income or sum of money from participating in the Programme. 4.3. The Programme is provided on an 'as-is' and 'as-available' basis. We make no warranties or representations, express or implied, regarding the accuracy, reliability, completeness, or fitness for a particular purpose of the Programme or its content. 4.4. We do not provide any medical, psychological, legal, investment, or financial advice. 4.5. All payments are non-refundable and non-cancellable, regardless of your level of participation or completion (this includes circumstances where you choose not to access or complete the Programme for any reason) and regardless of whether the Company ceases to operate or discontines the Programme.

5. Chargeback Waiver

By entering into this Agreement, you expressly waive any right to initiate a chargeback through your bank or payment provider for any payments made under this Agreement. You acknowledge that all payments are non-refundable and non-cancellable.

6. Intellectual Property

6.1. All Programme materials, content, resources, videos, and supporting documents are the exclusive property of the Company. 6.2. You may not copy, reproduce, sell, record, distribute, share, or duplicate any part of the Programme without our express written consent. Breach of this clause will result in termination of this Agreement in accordance with clause 13.

7. Confidentiality

You agree to keep confidential all non-public information disclosed to you in connection with the Programme, including Programme materials, business practices, and information shared by other participants. This obligation shall survive termination of this Agreement.

8. Client Warranties

8.1. You shall use the Programme and its materials solely for lawful purposes and in accordance with this Agreement. 8.2. You shall not attempt to circumvent the payment terms, access restrictions, or any other provisions of this Agreement. 8.3. All information you provide to the Company is true, accurate, and complete to the best of your knowledge, and you will promptly notify us of any changes. 8.4. You shall not make any public statements, reviews, or comments that are false or misleading about the Programme or the Company. 8.5. You shall keep your Personal Login secure and confidential and will not share access with any other person. You will notify us immediately of any unauthorised use. 8.6. You shall engage respectfully with the Company and other participants and will not engage in any conduct that is abusive, disruptive, or damaging to the Programme or its community. 8.7. You shall not assign, transfer, or delegate any of your rights or obligations under this Agreement without our prior written consent.

9. Use of Third-Party Platforms

9.1. The Programme is delivered via a third-party platform, currently Kajabi (although it may change from time to time). You acknowledge and agree that: (a) access to the Programme is dependent on the availability and functionality of Kajabi and other third-party service providers; and (b) we are not responsible for any interruptions, delays, or failures caused by Kajabi or other third-party service providers. 9.2. We reserve the right to change the platform used to deliver the Programme at any time. We will use our best efforts to ensure continuity of access and functionality.

10. Programme Changes

We reserve the right to modify, update, or remove parts of the Programme, including content, format, or delivery method, at any time, at our sole discretion.

11. Limitation of Liability and Indemnity

11.1. You agree to indemnify, and hold harmless the Company, its directors, officers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your breach of this Agreement, misuse of the Programme, or violation of any applicable law. 11.2. Technical issues may arise from time to time. To the extent such issues impact your ability to access or use the Programme, we shall not be liable for any resulting loss, delay, or disruption. No refunds or compensation will be provided for temporary interruptions or limitations in access. 11.3. To the fullest extent permitted by law, we disclaim any liability for damages, losses, or injuries arising from anyone’s participation in the Programme, including but not limited to, you, employees of the Company or any third-party who may have access to the Programme. 11.4. Our total aggregate liability to you under this Agreement shall not exceed the total amount paid by you for access to the Programme.

12. Governing Law

The governing law of this Agreement shall be the law of Jersey. The Company and you both irrevocably agree that the courts of Jersey shall have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with this Agreement (including its subject matter or formation).

13. Termination

13.1. We may terminate this Agreement and your access to the Programme immediately if: (a) you breach any material term of this Agreement, including but not limited to any breach of clauses 4 and 6 (or any clause of this Agreement deemed to be material as the Company will, in its absolute discretion, determine); (b) you engage in conduct that, in our reasonable opinion, is abusive, disruptive, or damaging to the Programme, its participants, or our reputation. 13.2. Upon termination, we may exercise the following rights: (a) revoke access to the Programme; (b) treat your payment as forfeited. Termination of this Agreement shall not affect any rights or remedies accrued prior to termination, nor any provisions which by their nature are intended to survive termination, including but not limited to clauses relating to: confidentiality, intellectual property, disclaimers, limitation of liability, non-disparagement, and governing law.

14. Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable, that provision shall be severed and the remainder of the Agreement shall continue in full force and effect.

15. Data Protection

We will process your personal data in accordance with applicable data protection laws. By entering into this Agreement, you consent to the collection and use of your personal data for the purposes of delivering the Programme.

16. Acknowledgement of Terms

By purchasing and enrolling in the Programme, you acknowledge that you have read, understood, and agree to these terms.